With Adobe Commerce and Magento Open Source Payment Services, you have multiple payment options available to you. You can configure these payment options through:
There are different behaviors for each payment method depending on where you are in the checkout process:
Payment Services onboarding must be completed before payments can be processed.
Credit Card Fields provide a simple and secure checkout for credit card or debit card payment methods. When a shopper checks out using credit card fields, they enter their name, billing address, and credit or debit card information, to place their order. Their customer information is securely used during the purchase session to seamlessly guide them through the checkout flow.
Enable credit card vaulting for your stores to allow shoppers to vault (save) their credit card information for a fast checkout later.
You can configure Credit Card Fields in the store configuration or the Payment Services Home. See Settings for more information.
You can also change the layout, width, height, and outer styling of the credit card fields. See PayPal documentation for more information.
Customers can use Apple Pay, which utilizes credit and debit card payment credentials stored on an iOS or macOS device, to make purchases.
The Apple Pay button is visible from the product page, mini-cart, shopping cart, and checkout views.
You can configure Apple Pay in the store configuration or the Payment Services Home. See Settings for more information.
PayPal Smart Buttons, which use PayPal to complete a purchase, stores your shopper’s shipping address, billing addresses, and payment details for later use. Shoppers can use any payment method previously stored or offered by PayPal.
You can configure PayPal Smart Buttons in the store configuration or the Payment Services Home. See Settings for more information.
See PayPal’s Payment methods documentation to learn in which countries each payment method is currently available.
Customers can check out with ease and confidence using the PayPal button.
The PayPal button is visible from the product page, mini-cart, shopping cart, and checkout views.
Customers can check out using the Venmo button.
The Venmo button is visible from the product page, mini-cart, shopping cart, and checkout views.
Customers can check out using the PayPal Debit or Credit card button.
The PayPal Debit or Credit card button is visible from the checkout page.
This option can be used to present a debit or credit card payment option to your shoppers with a PayPal-hosted button as an alternative to a credit card integration.
Offer your customers short-term, interest-free payments, and other financing options so that they can buy now and pay later with the Pay Later button.
The Pay Later button is visible from the product page, mini-cart, shopping cart, and checkout views.
See information about the Pay Later offers in PayPal’s Pay Later offers documentation. Use the Country or region dropdown to select a region of interest.
See Settings to learn how to disable/enable the Pay Later messaging.
The Pay Now button is visible in the PayPal popup window when a customer clicks a payment button on the payments screen.
If the final order amount is not yet known (such as when you do not yet have shipping address information) and the customer is in the process of checking out from the product page, mini-cart, or shopping cart, a Continue button is available instead. When a customer clicks Continue, after they confirm their payment method, they are directed to an order review page to gather the needed details before completing checkout.
To quickly get your store into production mode you can configure only PayPal payment buttons (Venmo, PayPal, etc.)—instead of also using the PayPal credit card payment option.
This allows you to:
To capture payments with only PayPal payment buttons (not the PayPal credit card payment option):
To capture payments with your existing credit card provider and PayPal payment buttons:
When a customer enters the checkout flow from the mini-cart, shopping cart, or product page, they are directed to an order review page where they can see the selected shipping address in a PayPal popup window. After the customer selects the shipping method, the order amount is recalculated appropriately and the customer can see shipping costs and taxes.
When a customer enters the checkout flow from the checkout page, the system is already aware of the shipping address and final calculated amount, and totals are appropriately represented.
Tax holidays, shipping costs, and sales tax can vary widely from location to location. After Payment Services receives the shipping address and rate, it quickly recalculates all applicable costs and display them appropriately during the last stages of checkout.
Shoppers can vault—or “save”—their credit card information for future purchases on the website level (any store within the same merchant’s account).
See Credit card vaulting for more information.
See PCI compliance for more information.