Bank transfers

Adobe Commerce and Magento Open Source allow you to accept payment that is transferred from a customer bank account and deposited into your merchant bank account.

To configure bank transfer payments:

  1. On the Admin sidebar, go to Stores > Settings > Configuration.

  2. In the left panel, expand Sales and choose Payment Methods.

  3. Under Other Payment Methods, expand Expansion selector the Bank Transfer Payment section.

    Bank Transfer Payment {width="600" modal="regular"}

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    If necessary, first clear the Use system value checkbox to change these settings.
  4. To activate bank transfers, set Enabled to Yes.

  5. For Title, enter a title that identifies the bank transfer payment method during checkout.

  6. Set New Order Status to Pending until payment is authorized.

  7. Set Payment from Applicable Countries to one of the following:

    • All Allowed Countries - Customers from all countries specified in your store configuration can use this payment method.

    • Specific Countries - After you choose this option, the Payment from Specific Countries list appears. To select multiple countries, hold down the Ctrl key (PC) or the Command key (Mac) and click each option.

  8. Enter the Instructions that your customers must follow to set up a bank transfer.

    Depending on the country where your bank is located and the requirements of the bank, you can include the following information:

    • Bank account name
    • Bank account number
    • Bank routing code
    • Bank name
    • Bank address
  9. Set Minimum Order Total and Maximum Order Total to the amounts required to qualify to use this payment method.

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    An order qualifies if the total falls between, or exactly matches, the minimum or maximum total values.
  10. For Sort Order, enter a number that determines the position of this item in the list of payment methods that is displayed during checkout.

    This number is relative to the other payment methods. (0 = first, 1 = second, 2 = third, and so on.)

  11. When complete, click Save Config.